Buying a car for your growing family or something smooth for the weekend?
Need a ute fit for the worksite or a new mobile office?
Ready to get your car finance sorted? Here’s what to do next.
All the frequently asked questions our customers have asked
Payments mentioned above include minimum charges of a $399 establishment fee and $8 PPSR fee.
The information in this calculator should be treated as a guide only and regarded as indicative only.
Once you’ve picked out your new or used car, we make the process of setting up finance quick and easy. Everything’s done onsite at one of our dealerships, so you can enjoy your new car sooner.
Working with Australia’s leading lenders we offer a wide range of finance solutions, tailored to your budget. Our team will walk you through your finance options and breakdown the costs, so you can choose a plan with confidence.
Whether you’re a sole trader or a company director we can assist with financing your loan
Business car finance can be complicated. But our team of experts will talk you through your options and simply and transparently breakdown the costs, so you can make an informed choice.
We work with Australia’s leading lenders to bring you a diverse range of business finance loans that can be customised to your business needs.
Learn about the different types of business car finance loans available below or come in-store to find out more.
What is a Chattel Mortgage?
Under a Chattel Mortgage the financier provides the funds to the customer to buy the vehicle and the customer makes regular repayments. To fulfil terms of the agreement the car must be used at least 50% for business purposes. At the time of purchase the customer becomes the legal owner of the vehicle and the financier takes out a “mortgage” to secure the investment. Once the loan is paid off the customer has no further commitments to the financer. Note: the vehicle cannot be sold until the loan and any residual amount owing (balloon) is paid in full. This can be part of a trade in process.
Who is Chattel Mortgage suitable for?
A Chattel Mortgage, also known as Asset Purchase or Goods Loan, is suitable for a range of customers including sole traders, partnerships and companies. Chattel mortgages are especially attractive to businesses registered for GST, given the taxation benefits. They also work for businesses who use the cash method of accounting as they can claim GST in the vehicle's price upfront.
Benefits of a Chattel Mortgage
What is a Finance Lease?
The vehicle is owned by the financier (lessor) for the term of the lease, and leases it back to the customer (lessee) in return for a monthly fixed rental payment. The customer has an option to purchase the vehicle at the end of the lease for a predetermined residual value.
Who is Finance Lease suitable for?
A Finance Lease is available to companies, partnerships and sole traders. Its preferred by those who want predictability of payment and tax deductions.
Benefits of a Finance Lease
What is a Novated Lease?
A Novated Lease is a three-way agreement between an employee, employer and financier, where the employer takes on the responsibilities of the rental repayments on behalf of the employee. In essence, the employer pays the monthly rentals, running costs and Fringe Benefits Tax from the employee’s pre-tax salary. Concessions for Fringe Benefits Tax purposes can make a new car an attractive component of any remuneration package.
Who is Novated Lease suitable for?
Both employees looking to take advantage of significant tax savings and employers who want to implement a cost-effective retention and incentive scheme.
Benefits of a Novated Lease for an employee
Benefits of a Novated Lease for an employer
Use the car search panel to find a car that best suits your needs from our extensive range.
Each of our dealers has their own unique finance plans, they’ll give you the information you need about the car you want to purchase.
An experienced vehicle finance manager will present you with finance options and assist you to find a plan that best suits your needs.
With our simple, same day finance approval you’ll be behind the wheel of your new car sooner.